If you are a smoker who’s looking to buy a new home, you might want to consider kicking the habit. This is because insurance companies usually give higher home insurance premiums to smokers because of the fire hazard smoking causes. Even if you make it a habit of disposing of your cigarettes or cigars properly, accidents can still happen.
Besides quitting smoking, you can also install a fire prevention system in your house like fire alarms and sprinklers to get lower home insurance premiums. Insurance companies are happy to give low premiums to home owners who are less likely to file claims.
Quitting smoking and fire prevention systems – they might be a bit pricey at the onset, but not only do they save you money in the long run, they keep you, your family and your home safe too.
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